Medicare For Dummies by Patricia Barry

By Patricia Barry

Manage the Medicare maze — from enrollment dates to devise options!

To get the main from Medicare, you wish actual details that steers you away from undesirable recommendation and dear pitfalls. Medicare For Dummies is what you want to navigate Medicare effectively and get the simplest out of the advanced approach. AARP’s Medicare professional, Patricia Barry, supplies plain-language factors of the way Medicare works and what steps you must take to make it give you the results you want, including: 

  • How you qualify for Medicare and whilst to sign up in accordance with your individual situation
  • What Medicare covers and what it costs
  • Ways to lessen out-of-pocket expenses
  • Tips for facing medical professionals and switching plans

You'll even get information regarding proposed adjustments to Medicare for you to learn about and tips for staying fit. if you are one of many thousands of american citizens trying to get the lowdown on Medicare, this hands-on, pleasant consultant has you covered.

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Extra info for Medicare For Dummies

Sample text

Free. Bone mass measurement. Once a year if you’re at risk for broken bones; more if medically necessary. Free. Breast cancer: mammograms. Once a year for women age 40 or older. Free. Cardiovascular tests to detect conditions leading to heart attack or stroke. Once every five years. Free for the tests, but a co-pay is usually required for the doctor visit. Cardiovascular counseling to help lower risk of heart attack or stroke. Once a year with your primary care doctor. Free. Cervical/vaginal cancer screening — Pap tests and pelvic exams.

All you need to know here is that the deductible for each hospital benefit period is $1,184 in 2013 (it goes up a little each year) and that after you’ve met it, Medicare picks up the whole tab for up to 60 days. Co-payments (hospital and skilled nursing facility) If you stay in the hospital for more than 60 days in any one benefit period, you’re charged a daily co-pay for each day from the 61st to the 90th. In 2013, the co-pay is $296 a day, but this amount increases a little each year. If you 39 40 Part I: Getting Started with Medicare still need to remain in the hospital after 90 days, you can choose to draw on some of your lifetime reserve days.

Once a year with your primary care doctor. Free. Cervical/vaginal cancer screening — Pap tests and pelvic exams. Once every 24 months, or every 12 months if you’re at high risk. Free. Colorectal cancer — fecal occult blood test. Once every 12 months if you’re 50 or older. Free. Colorectal cancer — flexible sigmoidoscopy. Once every 48 months if you’re 50 or older. Free. Colorectal cancer — colonoscopy. Once every 120 months, or every 24 months if at high risk. Free for the test, but a co-pay is required if a polyp is found and removed during the test.

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